In a few months, instant credit transfers in the SEPA area will become mandatory for European banks. Institutions that have not yet offered money transfers in accordance with the SEPA instant credit transfer scheme (SCT Inst for short) must act now. In addition to a tight schedule, the increasing shortage of skilled personnel and other changes in payments, such as PSD3 regulation, the European Payments Initiative (EPI) and the European Payments Initiative (EPI) and the digital euro, must also be taken into account. In this situation, PPI's TRAVIC-Instant-Payments-as-a-Service model is the perfect solution. With it, institutions can ensure their regulatory compliance quickly and cost-efficiently.

The clear answer: yes, SCT Inst can be implemented in a timely and resource-saving manner. As the provider of the market-leading SEPA instant payments platform, PPI offers a cloud-based out-of-the-box solution that can be integrated into any IT infrastructure in a relatively short period of time. 

TRAVIC-Instant-Payments-as-a-Service uses PPI's TRAVIC suite within the framework of a highly available operator model and thus enables a bank to be quickly connected to the TARGET Instant Payment Settlement system (TIPS system) as well as other European clearing and settlement mechanisms (CSMs).

With TRAVIC-Instant-Payments-as-a-Service, PPI offers a modular, cloud-based solution for SEPA instant payments. The basic model includes the connection to TIPS, payments processing, recall functions and interfaces to bank systems. Additional modules such as RT1 connection, compliance integration or liquidity management enable flexible extensions as required. If you want to implement your obligation to offer SEPA instant payments quickly and in a resource-efficient manner, talk to us!