More and more goods and services are sold through digital channels. This also increases the requirements for payments processes. Because sales are only generated when customers can successfully complete the checkout process with the payment method of their choice. It is a challenge for banks and retailers to offer the fastest and smoothest payment process possible despite the strong customer authentication required in the EU. At the same time, all parties involved need to be aware of new trends and payment methods such as buy now, pay later (BNPL) or Request to Pay (RTP) and take them into account if necessary. PPI supports payment service providers with strategic analyses, architecture assessments, coordination of development teams, test management and other services.